Top 6 of 6 law firms for Releasing Equity, Equity Law | Southwark, London
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This work covers helping homeowners access cash tied up in their property by releasing equity, typically through lifetime mortgages or home reversions. A solicitor drafts and negotiates the loan documents, checks the title, and ensures any charge is correctly registered at HM Land Registry. They liaise with lenders, ensure protections for the client and their heirs, and handle post-completion actions such as repayment planning and safeguarding the client’s welfare and inheritance interests. The process is shaped by lender requirements, property valuation, and regulatory rules from the FCA.