This work covers banking, finance and capital raising for businesses and lenders. It includes drafting and negotiating facilities agreements, security packages, intercreditor arrangements and shareholder loans, as well as advising on debt restructurings, syndicated lending and capital markets activity. A solicitor in this area handles due diligence, regulatory compliance (including FSMA and FCA rules), client representations, and enforcement or restructuring steps if borrowers default. The work is shaped by commercial objectives, lender protections and evolving financial regulations.
What a solicitor handles in these matters
The solicitor handles complex facilities, security packages, intercreditor arrangements and capital markets documents, coordinating with lenders, borrowers and counterparties. They draft, review and negotiate loan agreements, guarantees, debentures, security over assets, hedging and margin arrangements, and oversee compliance with applicable regulators and corporate governance requirements during funding rounds and restructurings.
