Work covers commercial and consumer lending, wholesale and retail payment services, fintech and bank regulatory matters, and disputes between lenders, borrowers, guarantors and payment providers. A solicitor drafts and negotiates loan and facility agreements, intercreditor deeds, security packages, guarantees and letters of credit; conducts due diligence, prepares and registers charges at Companies House, registers mortgages at HM Land Registry, advises on ISDA and cleared derivatives, negotiates with banks’ in-house counsel and represents clients in the High Court, Commercial Court or specialist insolvency proceedings.
What a solicitor handles in these matters
In England solicitors manage LMA and bespoke syndicated documentation, ISDA and swap schedules, security perfection under the Companies Act 2006 and registration at Companies House and HM Land Registry, and interface with the Prudential Regulation Authority, the Financial Conduct Authority and the Bank of England on capital and conduct matters. They coordinate enforcement, intercreditor priorities and regulatory notifications during restructurings and recovery work.
