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This area covers the professional handling of loans secured by commercial property, including drafting, reviewing and negotiating facility and security documents such as standard secured lending agreements and standard securities, as well as related guarantees. A solicitor conducts title investigations, registers charges with HM Land Registry, coordinates due diligence, and advises on enforcement steps if defaults occur, together with any intercreditor or cross‑collateral arrangements.
A solicitor manages the drafting and negotiation of loan documentation, ensures proper security over land and charges, coordinates searches and registrations, and interprets the interaction with corporate structures, guarantees and debt instruments. They also advise on compliance with regulatory and lender requirements, helping protect lenders and borrowers throughout the facility lifecycle.
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