Top 10 of 3,582 law firms for Portfolio Refinance, Commercial Property

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Portfolio refinance covers arranging the remortgage of a portfolio of commercial properties, typically via a single loan facility to a lender or group of lenders. A solicitor in this area reviews titles, leases, rents and service arrangements, assembles title packs, negotiates facility terms, drafts and finalises the facility and intercreditor documents, and arranges new charges with HM Land Registry. They coordinate lender due diligence, check covenant compliance, and liaise with accountants, property managers and tenants to verify occupancy and income. The work shapes the client’s financing strategy for the whole portfolio.

What a solicitor handles in these matters

It involves negotiating complex security packages, consolidating titles and leases, drafting and reviewing intercreditor arrangements, and ensuring accurate registration of charges. The solicitor also identifies risks in rent rolls, verifies due diligence outputs, and clarifies covenants and repayment mechanics across multiple properties.

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