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This area covers the position of lenders and other creditors in recovering money or enforcing secured or unsecured debts. It includes advising on enforcement options, enforcing charges and security interests, and handling insolvency or administrative processes that affect a creditor’s rights. A solicitor practising here drafts and negotiates security documents, assesses the strength of claims, prepares applications for court or tribunal enforcement, and represents creditors in proceedings such as bankruptcy, liquidation, administration and enforcement actions.

What a solicitor handles in these matters

The solicitor handles complex security enforcement, including drafting and registering charges, pursuing remedies under fixed or floating charges, and navigating insolvency procedures (bankruptcy, administration, liquidation). They assess priority among creditors, communicate with debtors and other lenders, apply for court orders, and attend alongside the client in proceedings that determine how assets are realized and debts recovered.

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