Debt recovery covers pursuing unpaid money settled in commercial or consumer transactions, typically starting in the county or High Court. A solicitor helps with letters before action, issuing a claim, serving proceedings, and managing court hearings to obtain a judgment. They arrange enforcement when money is owed, such as charging orders, attachments of earnings, or writs of execution, and may negotiate payment plans with debtors. The process unfolds through civil procedure, relying on documentary evidence, witness statements, and timely filing.
What a solicitor handles in these matters
The main difficulties arise from proving the debt, enforcing judgments, and navigating procedures like pre-action conduct, summary or multi-track trials, and enforcement methods. A solicitor coordinates evidence, ensures compliance with court rules, and advises on options such as insolvency or setting aside problematic enforcement. They also handle correspondence, risk assessment, and potential counterclaims, ensuring actions stay within deadlines and legal frameworks to preserve remedies.
