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Government loans cover borrowing arrangements between clients and public sector lenders, including schemes run by the Public Works Loan Board and related Treasury programmes, with specific terms for security, interest, and repayment. A solicitor practising in this area drafts and negotiates loan facilities, reviews security documents and guarantees, arranges drawdowns, and handles registrations or releases of charges. They may also advise on refinancing, covenant compliance, and how borrowing decisions interact with public sector budgeting and financial regulations.
The solicitor handles the drafting and negotiation of facility agreements, security documents and guarantees, draws down funds, and manages changes to terms as projects progress, including refinancing or restructures under public sector rules and timelines.
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