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Severing a joint tenancy covers ending the right of survivorship in property held by two or more people as a single estate, so it becomes a tenancy in common. A solicitor helps by advising on the best method (deed of severance, or a notice under applicable express terms), drafting and serving the severance document, liaising with the Land Registry, mortgagees and other co-owners, and explaining consequences for future ownership and potential tax or benefit implications.
Severance changes ownership from a single surviving owner to distinct shares, which can affect mortgage rights and future disposal. A solicitor handles drafting and registration obligations, ensures proper service, and explains how the change affects rights of occupation and future claims by co-owners, executors, or potential beneficiaries.
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