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Transfers of equity are changes to who owns a property and in what shares, typically to add or remove someone from the title. A solicitor prepares the transfer deed, arranges consent from a mortgage lender if one exists, and registers the change at HM Land Registry. They may also advise on Stamp Duty land tax implications and ensure the new ownership shares are correctly reflected in the register and on the title plan. The work is shaped by the specifics of the ownership change, the mortgage position, and the deadlines set by the lender and the Land Registry.
A declaration of trust or deed of transfer is prepared to reflect the new ownership proportions, and the solicitor ensures the transfer complies with Mortgage Lender requirements and the Land Registry process. The completion records evidence of the change, and any resulting liabilities or reliefs, such as Stamp Duty, are accounted for within statutory timeframes and the client’s financing arrangements.
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