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Loan origination covers the process by which a bank or lender assesses, approves and documents a new loan to a borrower, including commercial or business lending. A solicitor helps prepare and review loan facilities, term sheets, security documents and disclosures, coordinates with lenders and borrowers, ensures compliance with relevant rules, and drafts the formal loan agreement and deeds securing the loan. The process is shaped by credit policy, regulatory standards and funding timelines.
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