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This work covers disputes arising from consumer car finance, including hire purchase, conditional sale and funded loan agreements, where the terms, interest and charges are challenged or the agreement is misrepresented or miscalculated. A solicitor investigates the funding agreement, drafts or responds to court papers, negotiates with lenders or dealers, and represents the client in county court or relevant tribunals. They also advise on settlements and possible repossession or penalties under the contract, aiming to protect the client’s financial position.

What a solicitor handles in these matters

The solicitor handles the statutory framework (notably consumer credit law) and court procedure, including reviewing the financing documents, identifying mis-selling or miscalculation issues, preparing pleadings, and coordinating with lenders, experts, and, where appropriate, enforcement proceedings.

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