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This work area covers how firms manage financial risks arising from insurance contracts, including risk transfer, policy interpretation, and claims handling. A solicitor in this field translates complex policy wordings, assesses coverage, drafts or negotiates endorsements, and advises on mitigating exposure to financial loss from events like fraud, business interruption, or professional liability. They also support clients in regulatory considerations and in disputes with insurers over indemnity, limits, or exclusions.
They handle policy analysis, risk assessments, coverage gaps, and disputes over indemnity and exclusions; they navigate claims processes, endorsements, and subrogation, and coordinate with insurers, brokers, and regulators to secure or protect financial interests.
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