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In England, beneficial joint tenants hold property with survivorship, meaning a surviving owner automatically acquires the whole title on the death of a co-owner. A solicitor’s work includes advising on severance, drafting or reviewing declarations of trust, preparing transfers or notices to sever, and liaising with HM Land Registry and lenders to protect each party’s beneficial share. They may also advise on how severance affects mortgages and future dealings with the property.
The solicitor draws up the necessary deeds, explains the impact of severance on ownership and debt, and coordinates any register entries or lender requirements to secure the client’s present and future interests.
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