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Charging a person’s property involves creating a secured right over a dwelling or other land to back a debt or obligation, typically in the form of a mortgage or charge. A solicitor in this area drafts and registers the charge, checks the title, and ensures the borrower’s and lender’s rights are protected, including appropriate proof of identity and funding arrangements. In practice, these matters are shaped by the security instrument, the terms of repayment, and the registrar’s requirements for land or title registration. The process often hinges on deadlines for registration and ensuring priority against other charges.
