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This area covers defending insured and insured-led liability and property claims brought against an insurer or policyholder, including coverage disputes, bad faith allegations, and policy interpretation issues under English law. A solicitor practises in this area by reviewing policy wording, drafting and filing defences, managing disclosure, handling witness statements, and negotiating settlements or statutory settlements where appropriate. They coordinate with insurers, adjusters, adjusters, and expert witnesses, and may represent clients at court or in pre-action protocols, including defence in personal injury and property damage claims.
They handle complex policy interpretations, causation and coverage disputes, coordination with insurers, and the use of expert evidence to defend or mitigate exposure in court proceedings. They deal with court or tribunal procedures, pre-action protocols, and potentially appeals, ensuring regulatory and professional standards are met through appropriate conduct and evidence handling.
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