95%+
Value for money
95%+
Success rate
95%+
Would recommend
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Eligibility for a mortgage covers whether a person can borrow to buy a home and what a lender requires to lend. A solicitor in this area helps you understand affordability, income, credit history, deposit and the lender's criteria, and how these affect your chances of getting a mortgage. They review the mortgage offer, check the property's title and any charges, and coordinate with the lender to secure the appropriate standard security on your home. They also guide how the process proceeds to exchange and completion.
The solicitor clarifies deadlines in the mortgage offer, helps you respond to lender conditions, and ensures the security on your home is correctly prepared and registered, so your ownership is protected if the deal proceeds to completion.
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