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This area covers disputes and risk management around insurance policies and indemnities in England. It includes drafting, reviewing and negotiating policy wordings, warranties and indemnity clauses, and advising on claims under professional indemnity, public liability and product liability policies. A solicitor in this field helps clients secure appropriate cover, interpret policy terms, and handle claims, exclusions and renewals, often coordinating with brokers, insurers and loss adjusters. It also covers reinsurance arrangements and recovery of insurer costs when appropriate.
Solicitors in this area handle the precise drafting and interpretation of policy wording, exclusions, and indemnity clauses, and advise on coverage gaps, exclusions, and the effect of non-disclosure or misrepresentation. They manage interactions with brokers, insurers, and loss adjusters, and may assist with reinsurance arrangements and recovery of insured losses where applicable.
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