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This work covers disputes and administration around life insurance policies, where a policy is taken out to pay a benefit on the death or terminal illness of the insured. A solicitor handles the drafting, review and interpretation of policy terms, misrepresentation and underwriting issues, beneficiary designations, and the enforcement or settlement of claims arising under life policies. They may liaise with insurers, medical assessors, and trustees or executors when a policy forms part of an estate or trust.

Where a solicitor protects your position

The solicitor protects the client’s position where the policy benefit is at stake, such as disputed death-benefit claims, misrepresentation or non-disclosure issues, or complex beneficiary assignments. They ensure timely notification to insurers, review and interpret policy wording, and assist with records, deadlines, and formal responses to enquiries or disputes, including liaising with claims handlers and, where relevant, trustees or executors.

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Lyons

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