Top 10 of 483 law firms for Pension Freedoms, Pensions Law

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Pension Freedoms cover how people may access money held in defined contribution pension schemes, including flexi-access drawdown, taking lump sums, or purchasing an annuity, after the minimum age. A solicitor advising in this area helps clients compare options, structure withdrawals, manage tax charges, and handle transfers from defined benefit or defined contribution schemes. They also advise on complex issues such as transfers to drawdown, death benefits, and regulatory protections with schemes and providers.

What a solicitor handles in these matters

The solicitor will map the available options—flexi-access drawdown, lump sums, or annuities—and explain tax implications, govern­ment rules, and any limits. They handle pension transfers, scheme communications, and interactions with providers, and ensure compliance with scheme rules, the Financial Conduct Authority, and the Money and Pensions Service guidance to protect client interests.

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