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Secured lending covers how lenders take and protect an interest in land when providing finance, typically through a legal charge and related refinancing documents. A solicitor in this area drafts and negotiates the legal charge, facility and security documentation, registers the charge at HM Land Registry, and coordinates any pre- or post-completion conditions. They also handle notices, consent, and the appointment of receivers if needed, and advise on enforcement or repayment steps if the loan is in default. The work is shaped by commercial lending terms and safeguarding the lender’s position alongside borrower protections.
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