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This work covers remortgaging or refinancing a property in England, i.e., replacing an existing loan secured by a home with a new mortgage. A solicitor handles the legal steps to secure the new loan, checks the title, arranges the discharge of the old charge, and registers the new mortgage at the Land Registry. They also review terms, interest, and any fees or penalties tied to the switch, and ensure the client’s interests remain protected throughout the process.
The decision to remortgage often locks in new terms and may involve early repayment charges or other lender conditions. A solicitor provides professional oversight, ensuring the new charge is correctly drafted and registered, that the old charge is properly discharged, and that the client’s title remains secure against the lender’s interests and any subsequent claims.
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Tagged solicitor Emily Roskilly
I was really grateful to have Emily on my side during my recent separation. We secured a great deal in resolving the dispute with my ex-partner which related to non-equal shares in our home that was owned in joint names without a shareholder agreement.
Review left by Paddy
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Tagged solicitor Jonathan Parker
Ours was a straightforward conveyancing transaction with the potential to become complicated. Everyone involved ensured all interactions were swiftly handled. The lead solicitor and partner both made themselves available when required to answer specific questions, which was most appreciated. Excellent customer service, would recommend highly.
Review left by irvie
