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Bankruptcies cover personal insolvency when an individual cannot pay their debts and seeks relief through formal bankruptcy. A solicitor specialising in bankruptcies advises on eligibility, coordinates the petition, and manages the process from filing to discharge. They draft statements of affairs, assemble the debtor’s financial information, liaise with the Official Receiver and creditors, and handle applications for discharge or annulment. The work is shaped by the timing of petitions, asset disclosure, and potential consequences for credit and future financial conduct.
