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The Mortgage Guarantee Scheme is a government-backed initiative that supports lenders offering high loan-to-value home loans, enabling more people to buy with smaller deposits. A solicitor in this area reviews and completes the conveyancing process for properties bought with such mortgages, checks the loan terms and eligibility, and handles registration of any charge at the Land Registry. They also liaise with the lender, prepare standard documentation, and ensure funds are released on completion while protecting the borrower’s position.
The scheme involves a specific lender guarantee; if problems arise with the loan or repayment, the solicitor ensures the borrower’s rights are protected and that the mortgage is properly documented, registered, and enforceable, including scrutinising the borrower’s declarations and the lending terms to avoid later disputes.
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Tagged solicitors Colleen Houston and Reid McChesney
I would highly recommend this company. From start to finish they were friendly, helpful and professional.
Review left by Thomas Elliott
