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The duty to defend covers the insurer’s obligation to defend a policyholder against liability claims that fall within policy terms, including paying defence costs and choosing counsel. A solicitor in this area drafts and reviews pleadings, investigates the claim, negotiates with the claimant, applies for and challenges evidence, and coordinates with claims handlers to manage liability and settlement options. Practical matters hinge on policy wording, settlement dynamics, and timely handling to protect the insured’s position.
This area involves interpreting policy wordings, limits, and exclusions; assessing whether defence costs are covered; coordinating with insured and insurer; selecting and instructing counsel; reviewing settlements, settlements offers, and counteroffers; and ensuring timely responses to avoid coverage disputes that could limit defence.
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95%
Value for money
95%+
Success rate
95%+
Would recommend