This work covers the funding and security of commercial property transactions under English law. It includes drafting and negotiating facility agreements, debentures and guarantees, and the creation and perfection of security over land and buildings, including mortgages and fixed and floating charges. The solicitor coordinates with borrowers, lenders and stakeholders, reviews title and leases, and handles drawdowns, refinancings and enforcement steps when needed.
What a solicitor handles in these matters
Typical matters include negotiating senior and mezzanine facilities, intercreditor arrangements, security packaging, and the interaction with company law and real estate registrations. They oversee due diligence on property, search packs, and landlord consents, and advise on risk allocation and remedies if borrowers default, including remedies under English property and corporate law.
