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Indemnity clauses in insurance and broader commercial contracts cover who bears the risk for losses and claims, and how that risk shifts if something goes wrong. A solicitor in this area drafts, reviews and negotiates these clauses to allocate risk clearly, set limitations and carve-outs, and align them with the cover provided by an insurance policy. They explain consequences of breach, ensure enforceability, and work with the client to protect commercial interests in negotiations and disputes.
They handle the detailed drafting of risk allocations, exclusions, and cap provisions, plus the interplay with policy terms and potential claims. The solicitor reconciles contract wording with insurance cover, addresses indemnity triggers, and manages interaction with insured and insurer expectations, ensuring a robust, enforceable position.
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