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This area covers the financing of commercial property transactions in England and Wales where a solicitor helps arrange and secure loans against land or buildings. It includes drafting and negotiating loan agreements, facility letters, and security documents; coordinating with lenders, borrowers, and their due diligence teams; and registering security, usually a charge, at HM Land Registry. The work also involves reviewing title, ensuring any existing encumbrances are disclosed, and advising on variations, repayments, and compliance with lender requirements throughout the deal.
