92%
Value for money
95%
Success rate
95%
Would recommend
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Retail banking covers everyday banking products and services provided to consumers and small businesses, including current and savings accounts, loans, mortgages, overdrafts, credit cards, payment services and consumer protection rules. A solicitor in this area reviews bank terms, negotiates settlements, drafts complaint letters, and applies for remedies. They represent clients in disputes with lenders, handle complaints to regulators and ombudsmen, and manage mortgage arrears or debt recovery proceedings. They prepare and submit court or tribunal documents and explain the regulatory framework governing these matters.
The solicitor handles the concrete terms of loan and account agreements, notices of charges and penalties, mis-selling complaints, and the steps needed to pursue or defend disputes with banks. They work with regulators and courts, prepare evidence and schedules, and navigate procedures for possession, debt recovery, or remedy applications, while explaining consumer rights and regulator-prescribed processes.
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92%
Value for money
95%
Success rate
95%
Would recommend