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Top 10 of 642 law firms for Assurance, Insurance Law
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Assurance covers life and related policies, including protection against the risk of death and sometimes long‑term illness. A solicitor in this area drafts, reviews and negotiates policy terms, handles mis-selling or misrepresentation disputes, assists with claim refusals, and helps clients navigate regulatory concerns with the Financial Conduct Authority and the Financial Ombudsman Service. They may also advise on policy interpretation, sums assured, and assignment or surrender rights, and deal with insurers, brokers and claim handlers on the client’s behalf.
What a solicitor handles in these matters
The work involves identifying policy provisions, exclusions and riders, interpreting missives and formal correspondence, negotiating settlements, and managing disputes over coverage, exclusions, and claim validity. It requires understanding policy wordings, regulatory frameworks, and the interaction between insured parties and insurers, including the handling of claims investigations and the potential for appellate or ombudsman processes.
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