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This work covers defending insured parties in civil claims brought under an insurance policy, including liability disputes, coverage disputes, and indemnity issues in England. A solicitor acting for the defendant insurer drafts and serves statements of case, negotiates settlements, engages damage and liability experts, and represents the insurer at hearings and trials, seeking to limit exposure and uphold policy terms in accordance with the Civil Procedure Rules and relevant insurance legislation.
What a solicitor handles in these matters
They interpret policy wordings, apply exclusions and conditions, instruct and brief experts, manage disclosure and evidence, and negotiate with opposing solicitors. The solicitor also handles settlement offers, costs budgeting, and potential appeals, ensuring the insurer's position is protected while meeting procedural deadlines and regulatory requirements.
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