This area covers pursuing and defending claims for money owed where there is no secured interest on a property used as security. It includes matters such as unpaid invoices, breaches of contract, and consumer or business debts where no asset is pledged as security. A solicitor in this field helps clients recover sums owed, or defends against claims, by issuing or responding to County Court or High Court proceedings, negotiating payment plans, and advising on enforcement options when judgments are obtained.
What a solicitor handles in these matters
A solicitor handling unsecured debts works through litigation and enforcement steps, including issuing claims, defending responses, negotiating settlements, applying for judgments, and pursuing enforcement options such as Attachment of Earnings, Charging Orders (on non-property assets where applicable), and warrants for seizure. They also manage potential counterclaims, assess creditor rights under the Civil Procedure Rules, and coordinate with third parties such as debt collectors and courts.
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