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95%+
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Private Debt covers disputes arising from money owed between individuals or businesses, including loans, credit card arrears, supplier invoices and contract debts. A solicitor in this area helps with drafting and issuing a claim in the county court, negotiating settlements, defending or responding to proceedings, and progressing enforcement if a debt is unpaid. They may advise on options such as judgment by the court, enforcement mechanisms and any available remedies against guarantors or third parties. Practical steps will hinge on the amount owed, the debtor’s means and applicable court procedures, all aimed at obtaining a lawful and enforceable outcome for the creditor or defending a position where appropriate.
Why this work is usually handled by a solicitor
Private debt work is typically handled by a solicitor because it involves regulated processes, court rules and professional accountability. A solicitor provides protection through professional indemnity insurance, regulatory oversight, client account controls and conduct of proceedings. They manage drafting, service of documents, securing judgments, and guiding enforcement actions such as warrants of execution, charging orders or third-party seizures where applicable.
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