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Indemnity insurance covers contracts where a party seeks assurance against specific losses or liabilities, and in England and Wales this falls under Insurance Law. A solicitor practising in this area advises on policy wording, coverage gaps, exclusions, and the interaction between indemnity provisions and other contract terms. They also assist clients with drafting, negotiating, and reviewing indemnity clauses, and may handle disputes over coverage, limits, and defence costs. The work often turns on interpreting policy conditions and steering claims through the insurer’s process.
What a solicitor handles in these matters
The solicitor handles policy construction, exclusions, and the interaction of indemnity clauses with other contract terms; they review endorsements, discounts, and limits, and negotiate with insurers. They coordinate with risk assessors, brokers, and claim handlers to align coverage with client risk, prepare notices of claim, and advise on potential remedies if coverage is denied or disputed. They may also assess regulatory compliance and drafting errors that could affect enforceability.
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