95%+
Value for money
95%+
Success rate
95%+
Would recommend
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This work covers advising policyholders on insurance contract issues, including claim handling, coverage disputes, exclusions, misrepresentation, renewal and cancellation. A solicitor reviews policy terms, drafts letters to insurers, negotiates settlements, and represents the policyholder in negotiations with the insurer or in applications to schemes or tribunals where available. It may also involve pursuing remedies in court or in the Financial Ombudsman Service where disputes remain unresolved.
A solicitor handles the provisions and interactions within an insurance contract, including interpreting policy wording, disputing declinatures, applying for complaints handling via the Financial Conduct Authority and the Financial Ombudsman Service, and, if necessary, raising a claim in the appropriate court or tribunal. These matters involve deadlines, evidence of loss, and the insurer's duties on disclosure and treatment of claims.
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95%+
Value for money
95%+
Success rate
95%+
Would recommend